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Boiler Finance Options | Flexible Payments with NCS

Boiler Finance & Flexible Payment Options

Spread the cost of a new Worcester boiler and its installation. Flexible finance options are provided by Novuna Personal Finance.

Flexible Monthly Payments for Worcester Boiler Installations
✓ 0% interest option ✓ Longer-term finance available ✓ Buy Now Pay Later option ✓ Subject to status and terms

Making a New Boiler More Affordable

Replacing an old boiler can involve a significant upfront cost. NCS is a Worcester Diamond Accredited Installer. Therefore, qualifying Worcester installations may be available with finance through Novuna Personal Finance.

These options can spread the cost into monthly payments. However, the amount and term depend on the finance product selected.

Representative examples The examples below use a £2,400 installation. They show how the different payment options may work.

Finance Options

Compare the examples below before choosing an option. They show interest-free finance, longer-term borrowing and deferred payment.

2 Years Interest Free

Spread the cost over 24 months at 0% interest.

Payment example
Cost of installation £2,400.00
Deposit £0.00
Amount of finance £2,400.00
Interest rate 0%
Monthly payment £100.00
Term 24 months
Total amount payable: £2,400.00

Up to 10 Years – 9.9%

Lower monthly payments over a longer repayment term.

Payment example
Cost of installation £2,400.00
Deposit £0.00
Amount of finance £2,400.00
Interest rate 9.9%
Monthly payment £31.03
Term 120 months
Total amount payable: £3,723.07

Buy Now Pay Later

Defer payment and clear the balance within the agreed period.

If settled within 12 months
Cost of installation £2,400.00
Deposit £400.00
Amount of finance £2,000.00
Settlement fee £29.00
Total if cleared within 12 months: £2,029.00
Important: Clear the balance within the 12-month period to avoid the longer repayment structure. Otherwise, interest may significantly increase the total amount payable.
If not settled within 12 months
Total agreement period 96 months
Repayment structure 12-month deferral + 84 payments
Monthly payment £46.98
APR 17.9%
Total amount payable: £4,346.32

Which Option May Suit You?

The most suitable option depends on your monthly budget. It also depends on the repayment term and whether you plan to settle early.

Interest-Free Finance

This may suit customers who want to repay the installation over two years. No interest is charged under the example shown.

Longer-Term Finance

This may suit customers who prefer a lower monthly payment. However, interest is charged over a longer term.

Buy Now Pay Later

This may suit customers who expect to clear the balance within 12 months. Otherwise, the longer repayment terms may apply.

Boiler Finance FAQs

Is boiler finance subject to approval?

Yes. Finance is subject to status, affordability and lender approval.

Can I repay the balance early?

Early settlement may be possible. However, fees or specific terms may apply.

Does the monthly payment include installation?

The examples shown include the stated installation cost. Your actual quotation may differ.

Are the examples guaranteed?

No. They are illustrative only and may change with current finance products.

Important Regulatory Information

JSC Consultancy Limited trades as NCS Property Maintenance. It is authorised and regulated by the Financial Conduct Authority in relation to credit broking.

Credit is provided by Novuna Personal Finance. Novuna Personal Finance is a division of Mitsubishi HC Capital UK PLC. Mitsubishi HC Capital UK PLC is authorised and regulated by the Financial Conduct Authority.

JSC Consultancy Limited T/A NCS Property Maintenance, 32 Chambers Street, Hertford, Herts, SG14 1PL.

Terms and conditions apply. Finance is subject to status, affordability, eligibility and lender approval. Guarantee terms and conditions also apply.

Flexible Ways to Fund Your New Boiler

Boiler finance can spread the cost of a qualifying Worcester installation. Before applying, compare the monthly payment and interest rate. You should also review the term and total amount payable.

The figures shown are illustrative examples and may not reflect current products. Rates and lender criteria can change. Before publishing, confirm the current representative example, APR, fees and eligibility rules. You should also confirm the regulatory wording with Novuna Personal Finance or your compliance adviser.